Life, Medicare, ACA & Health Agent Recruiting

The Staffed Pipeline
for Health Insurance Agencies.

License-verified. AHIP-confirmed. Release-checked. One source for Life, Medicare, ACA, and health agents, we handle all the screening before you ever make a call.

✓ License verified
NIPR-checked, every agent
✓ AHIP confirmed
Current plan year, before you talk
✓ Release checked
Free to contract, guaranteed

A first in the industry

One source for Life, Medicare, ACA, and health agents, nationwide.

No job boards. No résumé shotgunning. We built and maintain a live pipeline of licensed, vetted agents across every major line, so when you need to hire, the candidates are already there.

Life agents
Term, whole life, IUL & final expense
Medicare agents
Dedicated pipeline, always active
ACA agents
FFM-certified, release-checked
Limited medical agents
Indemnity & limited-med specialists

Quick answers

How much does it cost?
A small good faith deposit starts your campaign and applies toward your first agents. After that it's a per-agent weekly fee, no active agent, no charge. Standard rate applies; Priority access is available at a higher rate.
How soon will I get candidates?
Most agencies receive their first group within 1–2 weeks of signing, once the discovery call and hiring team meeting are scheduled, your campaign goes live.
Am I locked into a contract?
No long-term commitment. Cancel with 30 days' notice anytime. If an agent doesn't work out in the first 30 days, we replace them at no extra cost.

See all FAQ →

Is this for you?

Who We Work With

If you hire Medicare, ACA, or health insurance agents, this is built for you. New agency owner or established national FMO, we've staffed both.

  • Life Insurance Agencies
  • Medicare Agencies
  • ACA Agencies
  • Final Expense Agencies
  • Call Centers
  • Remote Sales Teams
  • New Agency Owners
  • Established National Agencies
  • MGAs, IMOs & Uplines
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Why Amerance

Amerance Health was built because agencies consistently struggle to find qualified Medicare and ACA agents. We focus exclusively on recruiting, screening, and matching insurance professionals, so agency owners spend less time hiring and more time growing.

Why Agencies Switch to Amerance

  • Organized recruiting process
  • Fast, consistent communication
  • Realistic hiring expectations
  • Transparent pricing
  • Human-screened candidates
  • Weekly progress updates

Know the difference

Medicare vs. ACA Staffing

Different pipelines, different requirements. Here's what changes between them, and what stays the same.

Medicare agents
MA, MAPD, PDP, Medigap
ACA agents
Marketplace, on & off-exchange
CertificationAHIP, verified for current plan year
CertificationFFM/CMS training, current year confirmed
Active seasonYear-round recruiting, AEP peak in Oct–Dec
Active seasonOEP (Nov–Jan) + SEP volume year-round
Carrier releaseChecked, agent is free to contract
Carrier releaseChecked, agent is free to contract
Weekly volumeTypically 10–20 vetted agents
Weekly volumeTypically 10–20 vetted agents
Time to first candidates1–2 weeks from signed agreement
Time to first candidates1–2 weeks from signed agreement

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Tell us what you need.

We'll match you with vetted, contract-ready agents, licensed, AHIP-confirmed, and free to contract. A small good faith deposit gets your campaign started and is applied directly toward your first agents.

✓ Deposit credited to your first agents ✓ Per-agent weekly fee. Standard tier · Priority available ✓ 30-day guarantee

Prefer to talk first? Call us  ·  Email us

We'll follow up within 24 hours. Questions now? Call us or email us.

Are you an agent looking for placement?

Submit your profile once, we match you with agencies actively hiring in your licensed states. Free to apply, always. No cold calls, no job board spam.

Apply as an agent →

After you submit

What happens next

No black hole. Here's exactly what to expect after you request agents.

1

We review your request

Within 24 hours, our team reviews your staffing request and confirms we're the right fit for your needs and states.

2

A quick discovery call

We get on a call to align on your states, hiring criteria, compensation, and timeline, so your campaign launches right the first time.

3

Agents start flowing

Once your service agreement is signed, vetted agents arrive weekly, with your first Wednesday group presentation typically within 1–2 weeks.

The process

How Amerance Health agent staffing works

Nine clear steps from initial request to a steady weekly flow of qualified agents.

1

Agency applies

Submit your staffing request with the number of agents you're looking for and your hiring requirements.

2

Discovery call

We contact you to verify your needs, answer questions, and confirm we're the right fit.

3

Hiring team meeting

We meet with your hiring team to review your onboarding process, compensation, and what you'll present to prospective agents.

4

Service agreement

Once the agreement is signed, your staffing campaign begins.

5

Weekly agent delivery

We provide a steady flow of qualified agents each week, typically 10–20, or whatever volume is agreed upon.

6

Weekly group presentation

Every Wednesday, your agency presents its opportunity to a group of pre-screened agents, compensation, culture, expectations, and onboarding.

7

Agent selection

Interested agents indicate they want to move forward with your agency.

8

Hiring tracker

You receive a shared Google Sheet listing every referred agent. Update each disposition. Hired, Declined, Not Qualified, No Response, so everyone stays aligned.

9

Ongoing staffing

We continue supplying agents every week until you've reached your hiring goals.

Pricing
$150 recruiting fee / agent / week

Weekly staffing with no long-term commitment. Scale up or down as your hiring needs change.

Every week you wait is a week a competing agency could hire from the same pool.

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Why speed matters

Priority Access

With several thousand licensed, vetted agents in our active pipeline, demand for Priority access has never been higher, the agency that reaches a good candidate first is the agency that hires them.

Every week we're actively staffing multiple agencies at once. Standard requests are worked in the order they come in. Priority requests are worked first, same vetting, same guarantee, just faster access to the agents already in our pipeline.

Standard
Requests worked in the order received. Same vetting process, same weekly delivery cycle.
Priority ★
Worked first each week. You see candidates before agencies in the standard queue, same vetting, same guarantee, faster access.
Request Priority Access →
Questions agencies ask

Frequently asked questions

How does the staffing process work?

You submit a staffing request, we do a quick discovery call to confirm your needs, then schedule a hiring team meeting to cover your compensation and onboarding process. Once the service agreement is signed, your campaign goes live. From there, we deliver a vetted group of agents every week, typically 10–20, and every Wednesday your agency presents its opportunity to that group. Interested agents indicate they want to move forward, and you track dispositions in a shared Google Sheet we set up for you.

How much does it cost?

We charge a per-agent, per-week recruiting fee. Standard tier pricing applies to new campaigns, and Priority access is available at a higher rate. To get your campaign started we ask for a small good faith deposit, which is applied directly as credit toward your first agents, so your first few hires are covered before you pay a dollar more. No cost to agents, ever. No long-term commitment, scale up or down as your needs change.

How are your agents vetted?

Every agent clears four checks before you see them: license verified through NIPR or the state DOI, AHIP certification confirmed for the plan year, release status checked so they're free to contract, and a human screening conversation about their states, production, and goals.

Do you only place agents in Florida?

No, we recruit and place vetted Medicare and health insurance agents in all 50 states and Washington, D.C. Tell us the states you need covered and we'll match agents to them.

Do you also offer Medicare calls or leads?

Yes. Medicare calls and leads are offered as a separate service. Visit our calls & leads page for details.

Is there a long-term contract?

No long-term commitment. The service runs weekly and you can scale up or down, or pause, as your hiring needs change.

How quickly does staffing start?

Most agencies move from signed agreement to their first Wednesday group presentation within one to two weeks. The discovery call and hiring team meeting are the main scheduling steps, once those are done, you're in the weekly delivery cycle.

Can I hire only one agent?

Yes. There's no minimum headcount. Whether you need one agent or a hundred, the process is the same, you tell us what you need and we staff to it.

Are agents exclusive to my agency?

No, agents in our pool are independent professionals who choose which agency to contract with. We present your opportunity to pre-screened candidates and let them opt in. You compete on your compensation, culture, and offer, the same as any platform, except every person you talk to is already vetted.

What states do you recruit in?

All 50 states and Washington, D.C. Tell us which states you need covered and we match agents licensed in those states.

What if I don't hire anyone?

No hire, no charge. Our model is performance-based, you only pay for agents you actively bring on. If the agents we present aren't the right fit, we keep working your campaign until we find ones who are.

How quickly can you provide candidates?

Most agencies receive their first group of candidates within 1–2 weeks of signing the service agreement. The main steps are scheduling the discovery call and the hiring team meeting, once those are done, you're in the weekly delivery cycle.

What's the difference between Standard and Priority?

Both go through the same vetting, license, AHIP, and release checks. Priority agencies are worked first each week, so you see candidates before agencies on the standard queue.

Jeff, Founder of Amerance Health

Founder

Meet Jeff

I started Amerance Health because I kept watching agencies waste months trying to recruit agents from job boards, interviewing people who weren't licensed, weren't AHIP-certified, or were still under contract elsewhere.

We personally interview every candidate before introducing them to an agency. That's not automated. That's me and my team, on the phone, making sure the person you're about to meet is actually worth your time.

Jeff
Founder, Amerance Health  ·  jeff@amerancehealth.com

Also placing ACA agents

Fill the gap between Medicare seasons with ACA.

ACA Open Enrollment runs Nov 1–Jan 15 , right before Medicare AEP wraps. We place licensed, FFM-certified ACA agents using the same vetted process: release-checked, human-screened, and a flat placement fee when you hire, contact us for pricing.

Hire ACA agents →
ACA OEP
Nov 1 – Jan 15
Marketplace Open Enrollment
Medicare AEP
Oct 15 – Dec 7
Annual Enrollment Period
ACA SEP
Year-round activity
Special Enrollment Periods keep qualified ACA production flowing all year.

Also placing auto insurance agents

Need auto insurance agents? We do that too.

We apply the same vetting process to auto insurance agents, license-verified, MVR-checked, and state-licensed. Personal lines, full coverage, SR-22, and commercial. One source, same rigorous screening.

Hire auto agents →
Personal Lines
Liability & Full Coverage
P&C-licensed agents ready to write
SR-22
Non-Standard & High-Risk
Agents experienced in non-standard markets
Commercial Auto
Fleet & Commercial Lines
Licensed commercial auto agents for agencies writing fleet, delivery, and business-use policies.

Ready to staff your agency?

Stop wasting time searching job boards.

Let us recruit your next Medicare or ACA agents while you focus on growing your agency.

Request vetted agents →

Deposit credited to your first agents  ·  Per-agent weekly fee  ·  30-day guarantee

From the blog

Medicare Agent Recruiting Guides

Practical recruiting guides for Medicare agencies, written from the inside of the hiring process.

AEP Hiring

How to Hire Licensed Medicare Agents Before AEP

A step-by-step timeline for agencies that need contract-ready agents well before the Annual Enrollment Period rush.

Read guide →

Independent Agents

How to Recruit Independent Medicare Agents (Without Wasting Six Months)

Why independent agent recruiting stalls, and the process changes that fill your pipeline faster.

Read guide →

Remote & Telesales

How to Recruit Remote and Telesales Medicare Agents

The sourcing, vetting, and onboarding differences that matter when building a fully remote Medicare sales team.

Read guide →

FMO & IMO

FMO and IMO Medicare Agent Recruiting: How to Build a Producing Downline

How FMOs and IMOs can structure recruiting to grow a downline of agents who actually produce.

Read guide →

Agency Growth

How to Build and Scale a Medicare Agency

Structure, carrier relationships, recruiting pipelines, and the staffing decisions that separate growing agencies from those that stall.

Read guide →

Agent Retention

Why Insurance Agents Quit, and How to Keep the Good Ones

The real reasons licensed agents leave, and the management practices that reduce early turnover in Medicare agencies.

Read guide →

AEP Planning

How Many Agents Do You Need for AEP?

A practical framework for calculating your AEP agent headcount, before the enrollment period is already underway.

Read guide →