Life insurance agent recruiting & placement

Hire Life Insurance Agents Who Are Ready to Write

Term, whole life, IUL, or final expense — we keep a live pipeline of licensed, vetted life insurance agents across every major product line. License-verified, release-checked, and human-screened before you ever see a name. Pay only when you hire.

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What we verify

Four checks every life agent clears before you meet them.

01

Life license verified

Active state life (and health, if dual-licensed) license confirmed through NIPR or the state DOI — not self-reported.

02

E&O confirmed

Errors & omissions coverage verified, or a clear path to obtaining it before contracting with your agency.

03

Release checked

Free to contract — no surprise non-competes, no hold periods, no conflicts with a prior IMO or agency.

04

Human-screened

A real conversation about product focus, production history, states, and what kind of agency they're looking to join.

Product lines we staff

Every major life line — one source.

Term Life

Licensed agents experienced with leading carriers, comfortable with needs-based selling and conversion-focused conversations.

Whole Life & IUL

Agents with permanent and indexed universal life experience — suited for financial planning-forward agencies and downlines.

Final Expense

Field and telesales agents who specialize in simplified issue and graded benefit products for the senior market.

Dual Life / Health

Dual-licensed agents who can cross-sell ACA, Medicare supplement, or ancillary products alongside life — more production per desk.

Why Amerance for life insurance

Life insurance has no AEP — your pipeline shouldn't have one either.

Year-round product, year-round pipeline

Unlike Medicare, life insurance has no single enrollment window. Our pipeline stays active year-round so you're never recruiting cold at the wrong time.

Product-line matching, not just state matching

We screen agents for product focus — term, IUL, final expense — so you're getting agents who actually specialize in what you sell, not just whoever's available.

One source for life and health

Agencies that sell both life and health lines can staff both from Amerance — no managing two recruiting vendors. One process, one pipeline.

No job board résumé floods

Job boards attract people exploring options. Our pipeline is agents actively looking to contract — fully screened and cleared before your desk ever sees them.

How it works

Tell us what you need. We send agents who fit.

Step 01

Tell us the role

Product lines, states, field vs. telesales, comp structure, IMO or direct, and volume needed.

Step 02

We vet and match

We run all four checks and send only agents who clear them and match your criteria — usually within days.

Step 03

You interview and decide

No obligation. Talk to the agents we send and contract whoever fits your team and culture.

Step 04

Pay on hire

Placement fee on request — no retainer, no upfront cost. Backed by our 30-day replacement guarantee.

Life insurance agent placement — pricing on request.

No retainer. No upfront fee. One flat fee per agent when you hire — backed by a 30-day replacement guarantee if our vetting missed something. Contact us for pricing.

On
request
Contact us for your rate
$0
Upfront or retainer fee
30
Day replacement guarantee
50+
States covered

Life Insurance Agent Recruiting — FAQ

What types of life insurance agents do you place?

We place term life, whole life, IUL, final expense, and dual life/health-licensed agents. Tell us your product focus and we'll match you with agents who specialize in it — not just whoever holds a license in your states.

How is placing a life agent different from a Medicare agent?

Life insurance has no AHIP requirement, so our verification focuses on state life license status (and health license if dual-licensed), E&O coverage, carrier release, and a human screening call about product line experience and sales background.

What does it cost to hire a life insurance agent?

Placement fee on request — no upfront fee. You pay only when you hire, and every placement is backed by our 30-day replacement guarantee.

Can I hire agents who sell both life and health?

Yes. Many agents in our pipeline hold dual life/health licenses and can cross-sell ACA, Medicare supplement, or ancillary products alongside life insurance. Tell us when you need dual-licensed candidates and we'll filter specifically for them.

How quickly can you find life insurance agents?

Most agencies receive vetted profiles within a few business days. Final expense and term life are our most active pipelines — IUL and whole life specialists may take slightly longer since the pool is more specialized.

Need life insurance agents ready to write?

Tell us your product lines, states, and volume — we'll come back with vetted, contract-ready matches.

Request life insurance agents →