Life Insurance Agent Placement

Get placed with life insurance agencies hiring now.

Submit your profile once. We match you with agencies and IMOs actively looking for licensed life agents — term, whole life, IUL, or final expense — in your licensed states.

Life license (2-15) required in at least one state
Free to contract from prior IMO, FMO, or carrier
Term, whole life, IUL, and final expense roles
Independent, hybrid, and captive arrangements available

Your application

* Required fields

Eligibility check

Life insurance requirements

  • Life license (2-15) must be active in at least one state. If you also hold a health license, note it — some agencies need dual-licensed agents.
  • No AHIP required for life-only roles. AHIP applies to Medicare agents only.
  • Free to contract means you can write through a new IMO or carrier without triggering chargebacks, non-competes, or vesting conflicts from your current upline. If you have advance commissions outstanding, apply and we'll review it.
What type of agent are you? *
Insurance license, active? *
Free to contract, not under exclusivity? *
No problem, apply anyway. We'll note your status and follow up once your release is confirmed. We verify this before any placement.
Availability
Work preference
States you're licensed in * 0 selected

⚠ Incomplete applications will not be reviewed.

All required fields marked with * must be completed, and at least one licensed state selected, before we can consider your profile.

No cost to agents, ever. Questions? Call us or email us.

🔒 Only Amerance Health will contact you. We never sell or share your information with third parties.

Why agents choose us

Stop cold-applying.
Start getting found.

Job boards don't work for insurance agents. We maintain relationships with the agencies that are actively staffing, and we put your profile in front of them directly.

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License and release checked

We verify your life license status through NIPR and confirm your carrier release before any agency sees your profile.

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IMO, FMO, and captive roles

We work with independent IMOs, regional FMOs, and captive agency models. You tell us your preference; we match accordingly.

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Term, whole life, IUL, and FE

We recruit across all life product lines. Whether you specialize in one or write across the board, we match to the agency's focus.

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Matched by state

Your profile goes only to agencies hiring in your licensed states. No wasted interviews in markets where you can't write business.

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Always free for agents

Agencies pay Amerance. You pay nothing to apply, be matched, or get placed — not now, not after you're hired.

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Field, phone, and hybrid

Life insurance roles span field sales, phone-based enrollment, and hybrid models. We match to your preferred work arrangement.

The process

What happens after you apply

No black hole. Here's exactly what to expect.

1

We review your profile

Within 1–2 business days we check your license status and fit for current agency openings. You'll hear from us either way.

2

We match you to agencies

We send your profile to agencies actively hiring in your licensed states and product lines. We brief them on you before they call.

3

You get an introduction

When an agency wants to talk, we make a warm intro. You decide if it's a fit — no pressure, no obligation.

4

You contract and start

You contract directly with the agency on your own terms. We're available to help smooth anything post-placement.

Common questions

What life insurance agents ask us most

What types of life insurance roles does Amerance place for?

Term life, whole life, IUL (indexed universal life), and final expense. Some agencies need generalists; others specialize in one product. We match based on your background and the agency's specific focus.

What does 'free to contract' mean for life insurance agents?

It means you're not subject to a non-compete clause from your current IMO or carrier, your advance commissions are settled, and you can write business through a new organization without chargebacks or legal conflicts. If you're unsure, apply and we'll help you think through it.

Do I need AHIP certification for life insurance roles?

No. AHIP applies to Medicare agents only. For life insurance roles, we verify your state license status, check for carrier release, and screen your production background before presenting you to agencies.

How long does matching take for life insurance agents?

After reviewing your application — typically within 1–2 business days — we match your profile against our active agency searches. You'll hear from us directly before any introduction is made.

Ready?

Submit your profile in 3 minutes.

Free to apply. No commitment. Agencies in your states are looking right now.

Apply now, it's free →