Life Insurance Agent Jobs — Remote and Field
Looking for a life insurance sales role — term, whole life, IUL, or final expense? Amerance connects licensed life insurance agents with agencies actively recruiting. Apply once and reach multiple agencies — we verify your credentials so your profile stands out from the crowd.
Apply as a life agent →Every agent is screened. Agencies see only cleared profiles.
Life license — NIPR verified
We confirm your state life insurance license is active in every state you want to work. No self-reporting.
E&O confirmed
Errors & omissions coverage verified — agencies want proof before contracting, so we handle it upfront.
Release status
We confirm you're free to contract — no surprise non-compete or hold period discovered after an offer is made.
A real conversation
We talk through your product experience, states, production history, and what kind of agency you're actually looking for.
Apply once. Reach agencies looking for your product background.
Submit your application
Tell us your states, product lines (term, whole life, IUL, FE), production background, and role preference — remote, field, or phone.
We verify your credentials
License, E&O, release status. We handle the checks so agencies can trust your profile when they see it.
Agencies review your profile
We present your profile to agencies whose product focus, states, and setup match your background.
You choose the right fit
Interview the agencies you're interested in. You're never obligated to accept an offer — you pick what's right for you.
Life insurance sales roles available through our agency network
Term life telesales
Phone-based term life sales roles — inbound and outbound — with agencies running lead programs or lead-gen support.
Whole life & IUL sales
Permanent life and indexed universal life roles for agents comfortable with financial planning conversations and longer sales cycles.
Final expense — field
Door-to-door and face-to-face final expense sales positions with field agencies running territory-based operations.
Final expense — phone
Phone-based final expense positions for agents who prefer working from home and selling to seniors via telesales.
Independent 1099 roles
Contract-based independent life insurance agent positions — keep your own contracts, own your book, set your own schedule.
Dual life & health roles
Cross-product roles for agents licensed in both life and health — write ACA, Medicare Supplement, or ancillary alongside life.
Life insurance agent job questions
What life insurance agent jobs are available?
Agencies in our network hire for term life sales, whole life and IUL roles, final expense (field and phone), and dual life/health positions. Both remote and field positions are available depending on the agency's setup.
Do I need a life insurance license to apply?
Yes — an active state life insurance license is required. If you're not yet licensed, you'll need to obtain your license before we can present your profile to agencies. We're happy to point you toward licensing resources if needed.
Can I work remotely as a life insurance agent?
Yes. Many agencies in our network offer fully remote life insurance positions — particularly for term life telesales and phone-based final expense. Remote roles typically require an active license in the states you'll serve and a quiet workspace for client calls.
Are there 1099 life insurance agent opportunities?
Yes — the majority of life insurance agent positions are 1099 commission-based. Some agencies also offer W-2 or salary-plus-commission structures. Tell us your preference when you apply and we'll filter for matching agencies.
I'm already contracted with an IMO — can I still apply?
Yes, but we'll verify your release status first. If your current IMO has a non-compete or hold period, we'll work with you on timing. We only present profiles to agencies when you can actually move — no surprises for either side.
Do I need E&O insurance?
Most life insurance agencies require E&O coverage before contracting. We verify your E&O status as part of our screening process, or confirm you have a clear path to getting it before placing you with an agency.
Life insurance career terms we cover
Apply once. We handle the agency matching.
One application, multiple agencies. We verify your credentials and present your profile to agencies whose product focus and states match your background.
Apply as a life agent →