Life insurance agent careers

How to Become an Independent Life Insurance Agent

Get licensed, choose the products and work model that fit you, and connect with agencies hiring life insurance agents. Amerance helps licensed agents find remote, field, 1099, and final expense opportunities across the country.

Apply for agency opportunities →

Start your independent life insurance career

Independent agents can represent multiple carriers and may sell term life, whole life, indexed universal life, final expense, and related products. Requirements and available agency opportunities vary by state, but every path starts with an active producer license.

1. Get licensed

Complete your state's education, exam, background-check, and producer-license requirements.

2. Choose your market

Decide whether you want remote telesales, field sales, final expense, family protection, or advanced markets.

3. Compare agencies

Review training, leads, commissions, carrier access, release terms, and support before contracting.

4. Apply through Amerance

Licensed agents can submit one free profile and be considered by matching agencies.

Find life insurance agent jobs by state

Select a state to explore its life insurance market, common agent roles, and the qualifications agencies typically look for.