Where do I check my state's insurance license requirements?

Use your state insurance department's current instructions and NIPR's state requirements tool. Confirm requirements for the specific resident state and line of authority.

Insurance licensing guide

Getting licensed starts with your state’s rules.

Q: Do all states require pre-licensing education?

No. Pre-licensing education rules vary by state and line of authority. Check the current requirements for your state before purchasing a course.

Q: Can I get both Life and Health insurance licenses?

Many applicants pursue more than one line of authority. Each line has its own requirements, and state rules determine whether education or exams can be combined.

Don't have an insurance license yet? A structured Life or Health pre-licensing course can guide your learning and exam preparation. First check the requirements for your state and the line you want.

Explore pre-licensing course options

Affiliate link: Amerance Health may earn a commission if you enroll. Course availability and state approval vary.

Start with the license you need

Insurance producer licenses are issued by states, with separate lines of authority for products such as Life and Accident & Health. The right line depends on what you plan to sell and the rules where you will work. Some states allow applicants to pursue multiple lines; others set separate education or exam requirements.

Before enrolling in a course, check your state’s current requirements for the exact line of authority. The NIPR state requirements tool and your state insurance department are useful starting points.

The usual licensing steps

1. Choose a line and state

Decide whether you are pursuing Life, Health, or both. Start with your resident state and identify the requirements for that line.

2. Complete required education

Some states require pre-licensing education; others do not. Confirm the approved hours and provider rules before you buy a course.

3. Prepare for and pass the exam

Use the state exam outline to organize study time. Check the testing vendor, identification rules, scheduling, and retake policy.

4. Apply and complete state steps

Submit the application and fee, and complete any required background check or fingerprinting. Wait for the state to issue the license before selling.

Requirements, fees, education rules, and processing times change. Verify them with your regulator before acting.

Compare course options carefully

A pre-licensing course can help new applicants work through the material and prepare for the exam, but it does not replace state requirements or guarantee a passing score. The provider’s course materials show video lessons, practice exams, and live study support. Features can vary; confirm the current inclusions and state approval for your line before enrolling.

Starting without a license?

Explore the Life or Health course that matches the line and state you’re pursuing. Review the provider’s current course details and verify your state’s education rules before enrolling.

View course options

Affiliate link: Amerance Health may earn a commission if you enroll.

Frequently asked questions

Do all states require pre-licensing education?

No. Requirements differ by state and line of authority. Check before purchasing a course.

Can I get both Life and Health insurance licenses?

Many applicants pursue both, but each line may have separate requirements. Confirm your state's rules.

Where do I check my state's requirements?

Start with NIPR's state requirements tool and confirm details with your state insurance department.